Debt Recovery & Enforcement
We provide specialized legal services in debt recovery, with a focus on representing banks, microfinance institutions, Saccos, credit-only institutions, individuals, SME’s and commercial lenders. Our firm understands the legal, operational, and reputational considerations that financial institutions face when recovering outstanding debts.
Whether the matter involves routine collections or complex recovery from stubborn or evasive debtors, we offer a results-driven approach grounded in law, strategy, and client protection.
Advisory on Handling Difficult Debtors
Some debtors may deliberately frustrate the recovery process through legal technicalities, asset concealment, or prolonged non-cooperation. Our firm provides strategic advisory and support on:
- Conducting background checks and asset tracing
- Identifying loopholes in loan documentation and plugging enforcement gaps
- Structuring settlement offers or payment plans with enforceable terms
- Pre-litigation risk assessments to determine the most efficient recovery path
- Use of alternative dispute resolution (ADR) where appropriate
We also guide financial institutions on maintaining compliance with CBK prudential guidelines, data privacy obligations under the Data Protection Act, 2019, and avoiding reputational risk.
Why Clients Choose Us
- In-depth understanding of banking and credit law
- Track record in successful high-value recoveries
- Proactive case management to avoid unnecessary delays
- Strong litigation and enforcement capabilities
- Commitment to protecting clients’ legal and commercial interests
